FAQ

Costs & Pricing

Does PhilHealth Cover Dental Treatment?

Does PhilHealth Cover Dental Treatment?

Quick Answer

PhilHealth coverage for dental treatment is very limited. It covers some oral surgery procedures but does not cover routine dental care, implants, braces, or cosmetic treatments.

Detailed Explanation

PhilHealth (Philippine Health Insurance Corporation) provides very limited dental coverage. It covers certain oral surgery procedures performed in accredited hospitals, such as tooth extractions under general anesthesia and treatment of oral infections requiring hospitalization. It does not cover routine dental care (cleaning, fillings, check-ups), dental implants, braces, veneers, teeth whitening, or any cosmetic dental procedures. Some HMO (Health Maintenance Organization) plans offered by employers provide dental benefits — check your policy for coverage details. Most dental treatment in the Philippines is paid out-of-pocket. Many clinics offer payment plans and accept major credit cards with installment options.

Key Points

What You Need to Know

01

PhilHealth covers limited oral surgery in accredited hospitals

02

No coverage for routine cleaning, fillings, or check-ups

03

No coverage for implants, braces, veneers, or whitening

04

Some employer HMO plans include dental benefits

05

Most dental treatment is paid out-of-pocket

06

Many clinics offer payment plans and credit card installments

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